The surge in prices of crude oil and commodities has translated into higher global energy and food costs. The impact is greater in developing countries whereby the cheap wages are not rising fast enough to keep up with the rising cost of living. The hardest hit are the poor and low income group. Even those in the middle income group have voiced their concerns.

A recent survey by the Consumer Associations found that a household with two adults and four children living in the urban area would require a minimum take-home pay of RM3,000 to cover the basic necessities.

Typical budget of an average family.

Given the current economic environment, it is hardly surprising to find both spouses working to contribute to the household income. Relying solely on a breadwinner is a thing of the past.

Many people juggle between two jobs to make ends meet. These people taking on second jobs usually work for long hours in a day, rushing from one job to the next. Even the Government has relaxed its guidelines and encourages its staff to take up second jobs or start part-time businesses.

Where is the quality in life if people work nonstop and have no time for themselves? Will the employees shortchange their employers because they are not fully focused on a single job? Will family values be compromised?

My take-home pay is RM3,700. Will I be able to provide the best for my family?